Card image Discover it® Student Chrome

Discover it® Student Chrome card

Check the key information to help with your decision.

Discover it® Student Chrome card

Check the key information to help with your decision.

By Geniuzz on 29/07/2026

Useful informations

Students gain from automatic alerts for security threats and can promptly freeze their accounts via the mobile app if their card is misplaced.

This card promotes prudent spending practices by offering rewards for daily purchases, without the need for managing rotating categories or hidden fees.

Bank

Discover

Contact

www.discover.com

Reputation

0 reward points

Card brand

Discover

Who is this Card for?

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Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

No annual fee
International
Rewards Program
Security Alerts
Contactless Technology
Annual Fee Free
Price Protection
First Year Annual Fee Free
Installments Without Interest
International Card
Cashback

Cons

Credit limit subject to analysis
No points program
High interest rates
Does not accept bad credit

See more card details:

2% Cashback on Dining and Gas

Receive 2% cashback on gasoline purchases and dining at restaurants, applicable on up to $1,000 in combined purchases each quarter.

Unlimited Cashback Match for the First Year

At the end of your first year, Discover will automatically double all the cashback you've earned, without any limit.

No Annual Fee for Students

Students can enjoy a $0 annual fee, allowing them to retain more funds while building their credit history.

Apply Without a Credit History

Even if you're new to credit, you can apply for this card, making it perfectly suited for those who are getting started.

Complimentary Access to Your FICO® Score

Access your FICO® Credit Score for free through monthly statements and online or mobile app.

First Missed Payment Waiver

Discover offers a waiver on the late fee for your first missed payment, along with no penalty APR.

Immediate Account Freezing with Freeze It®

If your card is lost or stolen, you can quickly prevent any further charges, cash withdrawals, and balance transfers.

Frequently Asked Questions (FAQ)

Is there a fee for the Discover it® Student Chrome?

No, there is no annual fee associated with the Discover it® Student Chrome.

How does the Cashback Match feature function?

After your first year, Discover will double the cashback you've accumulated, with no minimum spend or cap on the match.

Can I receive approval without prior credit history?

Absolutely, this card is made for students, allowing approval even with no existing credit record.

What are the rates for cashback?

You earn 2% cashback at gas stations and restaurants on up to $1,000 in combined quarterly purchases, while all other purchases yield 1% cashback.

Are there fees for overseas transactions?

No, Discover does not impose any foreign transaction fees, making it ideal for students who travel internationally.

What occurs if I fail to make my initial payment?

Discover will not charge a late fee for your first missed payment and will not increase your APR due to that delay.

Top 5 most requested cards

The card: Discover it® Student Chrome comes with these benefits from Discover

24/7 support for emergency situations

Points system to exchange for products

Accepted in thousands of locations worldwide

Perfect for your everyday purchases

Security and flexibility in payments

More security and comfort for your purchases

We’ve simplified the steps for you

We’ve outlined the steps to make it easier for you to apply for the card. Follow the step-by-step guide below:

1

Choose the option that best suits your needs

2

Access the financial institutions' channels

3

Start your registration by providing accurate information

4

Send the required documents

5

Submit your application

6

Wait for approval

Required documents

Visit the website of Discover

Visit the official website and follow the provided instructions.

VISIT OFFICIAL WEBSITE
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