Card image Bilt Mastercard® Rewards

Bilt Mastercard® Rewards card

Check the key information to help with your decision.

Bilt Mastercard® Rewards card

Check the key information to help with your decision.

By Geniuzz on 29/07/2026

Useful informations

Enhance your rewards by transferring points to elite travel partners at a 1:1 ratio or using your rewards for a home down payment.

Manage all your transactions seamlessly through the Bilt app, ensuring your everyday spending converts into real, tangible benefits at no cost.

Bank

Wells Fargo

Contact

creditcards.wellsfargo.com

Reputation

0 reward points

Card brand

Mastercard

Who is this Card for?

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Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

Mastercard Platinum Benefits
Purchase Protection
Travel Insurance
Contactless Technology
International
Points Program
Annual Fee Free
Restaurant Discounts
First Year Annual Fee Free
Extended Warranty
Rewards Program
International Card
Air Miles

Cons

Need to have a linked bank account
Does not accept bad credit
High interest rates
Credit limit subject to analysis
Does not offer cashback

See more card details:

Rent Points

Earn 1 point for every dollar spent on rent without processing fees, accruing up to 100,000 points annually.

Restaurant Spending

Receive 3 points for every dollar spent on dining, perfect for those who often dine out or use delivery services.

Travel Benefits

Collect 2 points per dollar spent on travel bookings made directly with airlines or hotels.

1:1 Point Transfer

Transfer your earned points to leading hotel and airline loyalty programs at a 1:1 ratio.

No Annual Fee

Enjoy all premium card benefits without the burden of an annual fee.

Mastercard World Elite

Access exclusive perks like cell phone protection and concierge services for travel.

Frequently Asked Questions (FAQ)

What is the annual fee for the Bilt Mastercard?

This card comes with no annual fee, allowing you to benefit from all its features without any yearly costs.

How do I earn points on rent payments?

You can pay using the Bilt app linked to your bank account or card to avoid fees and earn 1 point for every dollar spent.

Is there a minimum spending requirement to earn points?

Yes, to accumulate points, you need to complete at least 5 transactions with the card during each billing cycle.

What are the point accrual rates for other purchases?

The card provides 3 points for dining, 2 points for travel, and 1 point on all other eligible purchases.

Can I use the points to purchase a home?

Yes, Bilt Rewards points can be redeemed toward a down payment on a home.

Top 5 most requested cards

The card: Bilt Mastercard® Rewards comes with these benefits from Mastercard

24/7 support for emergency situations

Points system to exchange for products

Accepted in thousands of locations worldwide

Perfect for your everyday purchases

Security and flexibility in payments

More security and comfort for your purchases

We’ve simplified the steps for you

We’ve outlined the steps to make it easier for you to apply for the card. Follow the step-by-step guide below:

1

Choose the option that best suits your needs

2

Access the financial institutions' channels

3

Start your registration by providing accurate information

4

Send the required documents

5

Submit your application

6

Wait for approval

Required documents

Visit the website of Wells Fargo

Visit the official website and follow the provided instructions.

VISIT OFFICIAL WEBSITE
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