Card image Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card card

Check the key information to help with your decision.

Chase Sapphire Preferred® Card card

Check the key information to help with your decision.

By Geniuzz on 29/07/2026

Useful informations

Perfect for individuals who enjoy dining out and streaming services, this card lends a triple-point earning opportunity in these everyday spending categories. Moreover, cardholders benefit from a generous welcome bonus and an annual $50 credit towards hotel stays booked through the platform.
Bank

JPMorgan Chase Bank, N.A.

Contact

creditcards.chase.com

Reputation

0 reward points

Card brand

Visa

Who is this Card for?

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Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

Purchase Protection
Special Partnerships
Contactless Technology
International Card
Points Program
Travel Insurance
Credit Withdrawal
Price Protection
Restaurant Discounts
First Year Annual Fee Free
Extended Warranty
Exclusive Discounts
Rewards Program
Air Miles

Cons

Does not offer cashback
No access to VIP lounge
Credit limit subject to analysis
Does not accept bad credit
High interest rates
Annual fee

See more card details:

Welcome Bonus

Earn 60,000 bonus points after spending $4,000 in the first 3 months following account opening.

25% Redemption Bonus

Your points achieve a 25% higher value when redeemed for travel through the Chase Travel℠ portal.

Annual Hotel Credit

Annually, receive up to $50 in statement credits for hotel purchases made via Chase Travel.

Multiplying Points

Earn 5x points on travel booked through Chase, 3x on dining and streaming services, and 2x on all other travel.

Anniversary Bonus

Each year, earn extra points worth 10% of the total purchases made in the previous year.

1:1 Point Transfer

Transfer your points to airline and hotel partners like United, Southwest, and Hyatt without any loss in value.

Frequently Asked Questions (FAQ)

What is the annual fee for the Chase Sapphire Preferred?

The card comes with an annual fee of $95.

Are there foreign transaction fees for this card?

No, the Chase Sapphire Preferred does not charge foreign transaction fees, making it a great option for travel.

How does the $50 hotel credit work?

You will receive an automatic $50 credit on your statement for hotel purchases made through the Chase Travel portal, once a year.

What insurance coverages are included?

Your card includes trip cancellation/interruption insurance, primary rental car collision coverage, and baggage delay insurance.

Do points expire?

Points do not expire as long as your account remains active and in good standing.

Top 5 most requested cards

The card: Chase Sapphire Preferred® Card comes with these benefits from Visa

24/7 support for emergency situations

Points system to exchange for products

Accepted in thousands of locations worldwide

Perfect for your everyday purchases

Security and flexibility in payments

More security and comfort for your purchases

We’ve simplified the steps for you

We’ve outlined the steps to make it easier for you to apply for the card. Follow the step-by-step guide below:

1

Choose the option that best suits your needs

2

Access the financial institutions' channels

3

Start your registration by providing accurate information

4

Send the required documents

5

Submit your application

6

Wait for approval

Required documents

Visit the website of JPMorgan Chase Bank, N.A.

Visit the official website and follow the provided instructions.

VISIT OFFICIAL WEBSITE
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